Senior Commercial Credit Officer

If you are a sales-driven banking professional with a passion for building lasting client relationships, we would love to hear from you! We are seeking a driven and customer-centric Senior Commercial Lending Officer.

In this role, you will be instrumental in acquiring, nurturing, and expanding large and complex commercial relationships. Your focus will be on fostering deep, trusted partnerships with clients, guiding them to identify opportunities and mitigate risks, and ultimately helping them achieve their financial objectives through a comprehensive suite of banking products and services. Success in this role hinges on your ability to manage relationships, drive revenue growth, foster client loyalty, and effectively manage portfolios of up to $100 million.

Principal Duties and Responsibilities:

• Take a proactive approach to engage with commercial clients, acting as a trusted advisor to understand their unique needs and tailor solutions to drive their success.
• Drive sales by effectively negotiating terms for large commercial credit extensions, ensuring a balance of profitability, risk mitigation, and client satisfaction.
• Utilize your expertise in financial analysis to assess client creditworthiness and present compelling recommendations to our loan committee.
• Champion profitability within our commercial portfolio through diligent monitoring of loan performance, proactive risk management, and responsive client service.
• Maintain meticulous compliance with lending policies and procedures, ensuring thorough documentation and seamless audit processes.
• Leverage your sales acumen to cross-sell a wide range of banking products and services, building holistic relationships that add value to clients' businesses.
• Collaborate with colleagues to meet both individual and team goals, fostering a culture of teamwork and mutual support.
• Uphold the highest standards of regulatory compliance, staying abreast of industry regulations and proactively addressing any compliance-related issues.

Education and Experience:

• Bachelor's degree in business, finance, or a related field preferred, or equivalent relevant job experience.
• A minimum of four years of experience in a commercial banking function handling a variety of loan including C&I, CRE, healthcare, and agriculture
• A strong background in sales and customer relationship management.

Knowledge, Skills & Abilities:

• Deep understanding of the local market dynamics, enabling you to anticipate client needs and tailor solutions accordingly.
• Proven track record of sales success, with a focus on delivering exceptional customer experiences and driving revenue growth.